It's personal, not just business.
Oak Crest is an independent agency built around real conversations and coverage explained in a way that's easy to understand — not a call center. Tell us what you're protecting, and we'll shop it across our carriers for the right fit.
Request a Quote
Answer a few questions — a real person on our team will follow up with options.
Got it, thank you.
We'll be in touch shortly. Need us sooner? Call (512) 792-4220.
Got it, thank you.
We'll be in touch shortly. Need us sooner? Call (512) 792-4220.
Coverage for your life, and for what you've built.
We split our work into personal coverage, business coverage, and the surety bonds that often come with running one — so nothing gets treated as an afterthought.
Homeowners
Dwelling, contents, and liability coverage built around Hill Country properties.
Auto
Liability, collision, and comprehensive coverage for daily drivers.
Life Insurance
Term and whole life policies to protect the people who depend on you.
Farm & Ranch
Land, structures, livestock, and equipment coverage for working properties.
Umbrella
Extra liability protection layered above your home and auto limits.
Toys
Motorcycles, RVs, and boats — covered for however you actually use them.
Exotic & Classic Car
Agreed-value coverage for collector, exotic, and specialty vehicles.
General Liability
Core protection against third-party injury, property damage, and claims.
Commercial Auto
Liability and physical damage coverage for vehicles used in your business.
Property
Coverage for your building, equipment, inventory, and business income.
Excess / Umbrella
Additional limits layered over your underlying commercial policies.
Workers Compensation
Medical and wage coverage for employees hurt on the job.
Errors & Omissions
Protection when a client alleges your advice or service fell short.
Key Person Life Insurance
Coverage that protects your business against the financial loss of a critical owner or employee.
Surety and fidelity bonds are their own specialty — here are the bond types we place most often. Don't see yours listed? Ask; we can often source it.
Three conversations, not ten forms.
Tell us what you're protecting
A quick call or the form above — your home, your vehicles, your business, or all three.
We shop it for you
As an independent agency, we compare options across our carrier partners instead of selling just one.
You pick, we handle the rest
Plain-English recommendation, then we bind the policy and stay on as your point of contact.
"Personalized insurance — real conversations, plain-English explanations, and policies designed around your actual life and business."
Daniel Duckworth
Agency Principal
Meet the team
Daniel Duckworth
Agency Principal
With a lifelong connection to the insurance industry—my father was a State Farm agent for nearly 40 years—I bring both tradition and fresh perspective to my work. I began my career in the technology sector before launching my own independent insurance agency, driven by a passion for client service and tailored solutions. I value the ability to consult with clients and offer options from multiple carriers to ensure the best fit for their needs. Every day brings new opportunities to build relationships and provide meaningful guidance, and I genuinely look forward to each one.
Sean Rodney
Agent
Sean spent several years at one of the largest insurance brokerages in the country before making the move to Oak Crest. He wanted to get away from the impersonal, one-size-fits-all approach that role required and get back to working directly with clients. Sean enjoys digging into each client's unique situation to find coverage solutions that actually fit.
What clients say
Real reviews from our Google Business profile.
"Excellent approach to my needs. Very knowledgeable in his business. Thank you."
"Agent helps review coverage regularly and make sure we are getting the best coverage for the price."
"Daniel is very professional and did a great job reviewing my policies and offering alternatives. I really enjoyed the process... Yes I said that... Insurance was enjoyable."
Frequently asked questions
What does Oak Crest actually do for me that a carrier's website can't?
We're independent, so we compare coverage and pricing across multiple carriers on your behalf, then explain the trade-offs in plain language — instead of routing you into one company's single quote.
Where are you licensed to write business?
Oak Crest is based in Liberty Hill and licensed to write policies across Texas. We're also licensed in a growing number of other states, so if you're not sure whether we can help outside Texas, just ask.
Do you work with specialty or hard-to-place businesses?
Yes. On the commercial side, contractors, manufacturers, restaurants, law offices, engineering firms, and medical facilities are markets we handle regularly, and we genuinely enjoy the harder-to-place accounts and the extra work it takes to find the right fit. For personal lines clients, we can also place hard-to-place homeowners risks — coastal and flood-plain properties, for example. We do not currently write specialty hard-to-place auto business.
Will I keep working with the same agent over time?
Yes. You'll have a direct line to your agent for renewals, changes, and claims questions — not a rotating call queue.
Can I bundle personal and commercial policies?
Often, yes. If you own a home and a business, we'll look at whether bundling across carriers saves you money without creating coverage gaps.
How fast can I get a quote?
It depends on what you're insuring. Most personal lines quotes turn around in one to two business days. Commercial lines take longer to do right — to shop your risk properly across multiple markets, plan on 30 to 60 days. We can expedite when there's a hard deadline, sometimes down to one to two weeks, but that faster timeline trades off some of the market comparison that gets you the best fit. For urgent coverage needs, call us directly at (512) 792-4220.
Talk to someone who'll actually answer.
Have a question before you request a full quote? Reach out directly — no automated phone tree.
Send a message
General questions, service requests, or anything else.
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We'll get back to you soon.
Privacy Policy
Effective September 2, 2026
Oak Crest Insurance Agency ("Oak Crest," "we," "us") respects your privacy. This policy explains what information we collect through this website, how we use it, and the choices you have.
Information We Collect
When you submit a quote request or contact form, we collect the information you provide, which may include your name, phone number, email address, ZIP code, the type of insurance you're asking about, and any details you share in a message field. We do not collect payment or policy information through this website.
How We Use Your Information
- To respond to your quote request or inquiry
- To prepare and present insurance quotes, which may require sharing relevant details with the insurance carriers or underwriters we work with
- To service an existing policy, if you're already a client
- To send you information you've asked for about your coverage
We do not sell your personal information. As a licensed insurance agency, any sharing of nonpublic personal information with carriers or third parties is limited to what's necessary to quote, place, or service your coverage, consistent with the Gramm-Leach-Bliley Act and Texas insurance regulations.
Cookies & Website Data
This site may use basic analytics to understand how visitors use it. This data is aggregated and is not used to identify you personally.
Data Security
We take reasonable administrative and technical measures to protect the information you share with us. No method of transmission over the internet is completely secure, so we can't guarantee absolute security.
Your Choices
You can ask us to correct or delete the information we hold about you, or opt out of non-essential communications, by contacting us at daniel@oakcrestagency.com or (512) 792-4220.
Children's Privacy
This website is not directed at children, and we do not knowingly collect information from anyone under 13.
Changes to This Policy
We may update this policy from time to time. The effective date above reflects the most recent revision.
Contact Us
Oak Crest Insurance Agency · 100 E Myrtle Ln, Suite D, Liberty Hill, TX 78642 · (512) 792-4220 · daniel@oakcrestagency.com